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1 minute read by Sail Croatia
Posted on 04 February 2016

Croatia Currency: A Guide to Money in Croatia

What is the Currency in Croatia?

You’d be forgiven for thinking that Croatia, as a member of the EU, would use the Euro as their currency, however that’s not wholly the case! Croatia’s official currency is the Croatian Kuna (HRK) and below we’ll provide you with all the information you need to know about navigating the currency in Croatia.

Table of contents

Croatian Money

The currency in Croatia is the Croatian Kuna (sign: kn; code: HRK), which has been in use since 1994. The Kuna is divided into 100 Lipas (sign: lp) and uses a combination of notes and coins.

The word ‘Kuna’ directly translates to ‘Marten’; a weasel-like Croatian native animal whose fur was once used as a form of currency many centuries ago!

The Croatian Kuna comes in note form in multiple denominations, including 10, 20, 50,100, 200, 500 and 1,000.

In the form of a coin, denominations of 1, 2 and 5 can also be found.

The Lipa is the smallest denomination of the Croatian Kuna and comes in 1, 2, 5, 10, 20 and 50 Lipa coins.

What is the Value of the Croatian Kuna?

Whilst exchange rates fluctuate regularly, we’ve listed some rough estimates below to show you how much the Croatian Kuna compares to other currencies, such as the Australian Dollar, Great British Pound, Euro and US Dollar, on everyday items. We would recommend using an exchange rate website such as XE.com to get the most up to date exchange rate information.

Item HRK (kn) AUD ($) GBP (£) EURO (€) USD ($)
Donut 2kn $0.42 £0.24 €0.27 0.33
Gum 5kn $1.06 £0.59 €0.67 0.83
Ice cream 10kn $2.11 £1.18 €1.35 $1.66
Beer 20kn $4.22 £2.35 €2.69 $3.31
Floating Ring 50kn $10.56 £5.9 €6.73 $8.28
Local Meal 100kn $21.12 £11.81 €13.47 $16.57
Champagne (bottle) 500kn $105.6 £59 €67.3 $82.8

If you’re more of a visual learner, you can check out our informative Croatia Currency video below!

Croatian Kuna or Euros?

Sure, Croatia joined the EU in July 2013, but the main currency accepted is the Croatian Kuna, with no confirmed plans to move to the Euro as the country’s official currency. Despite this, you’ll still be able to pay in Euros for certain items such as accommodation, transportation and some restaurants. It’s important to note that businesses aren’t required to accept Euros, so make sure you check what currency the restaurant uses prior to sitting down to a nice Croatian meal with a wallet full of Euros! This is especially relevant if you’ve wandered to a quaint Old Town that will most likely only accept Kuna.

Obtaining Kunas

Whilst you can convert money before you leave, we would highly recommend that you convert your local money in Croatia, as the exchange rates will be much more favourable. Where possible; exchange your money in a bank or retrieve money from an ATM and try to avoid exchanging money at hotels or in a Bureau de Change as the rates are typically quite poor. Just remember to have Euro’s with you upon entering Croatia so you have money on hand if need be.

What about ATMs?

Glad you asked! Most major towns and islands in Croatia such as Dubrovnik, Korcula, Split and Hvar will have ATMs that are linked to international networks. The smaller towns, however, may not have ATM facilities available. Credit cards such as Visa and MasterCard are widely recognised and are accepted in most tourist areas; however, it’s always a good idea to have a small amount of cash if you’re travelling off the beaten track.

Please note that once onboard your Sail Croatia Cruise,any extra expenses such as bar tabs, additional food and tips should be paid for in Croatian Kuna. Some ships will accept both Kuna and Euros; however, it’s best to ensure you have Kuna, just in case.

Croatia Currency Frequently Asked Questions

Are Euros used in Croatia?

Whilst you may be able to pay in Euros for certain items such as accommodation, transportation and some restaurants, Croatian Kuna is the official currency in the country and is widely used. Learn more about Euros vs Kunas here.

How much is a pint of beer in Croatia?

A pint of beer in Croatia is approximately 20 Kunas, and this equates to about $4.20 (AUD), £2.35 (GBP), €2.69 (Euro) or $3.31 (USD). View more example exchange rates here.

What's the best currency to use in Croatia?

As the official currency of Croatia, Croatian Kuna (HRK) is the best currency to use whilst in the country. Euros is unofficially used in some situations, making it the best foreign currency to carry with you if you don’t have Croatian Kunas on you.

How much Kuna do I need for a week in Croatia?

Every traveller has different expectations whilst travelling which can make it tricky to suggest how much money one should take with them. A good rule of thumb is to average around €50 per day. The average daily travel cost in Croatia hovers around the 500HRK mark, which may seem confronting, but converts to around €65. On average, a €50 daily budget could potentially allow you to enjoy two mid-range meals, catch a local bus to the beach, take part in an excursion, enjoy a refreshing beverage or two, and top up on a bottle of water. And that’s if you decide you want to explore!

Some days you may not spend as much as others, and it heavily depends on how much you’re planning to do with your days and how frugal or lavish your Croatian adventure will be!

If you’ve booked a Croatia Cruise with us, your breakfast, lunch, accommodation and transport are already covered, giving you more bang for your buck! All you’ll have to budget for are additional meals and snacks, drinks, and excursions, making it a cost effective way to explore Croatia.

Is Croatia expensive?

Compared to its Balkan neighbours, Croatia’s prices are slightly higher, however still very manageable when compared to much of Western Europe. Just like many other countries, Croatia’s prices are relative to average income, which is why, if you’re travelling from countries like the USA, Australia and UK, generally the cost of travelling in Croatia is quite low compared to your home country. Of course this is also dependent on where you will be travelling within the country as well. Popular tourist destinations including the likes of Dubrovnik, Split, Hvar and Korcula will naturally have elevated prices as there’s higher demand. For the most part, you’ll be pleasantly surprised at just how affordable Croatia is for travellers!