Even though Croatia joined the EU in July 2013, the main currency accepted is the Croatian Kuna.
Whilst there are no confirmed plans for Croatia to adopt the Euro as the country’s official currency, you will still be able to pay in Euros for certain items such as accommodation, transportation and some restaurants. It’s important to note that business are not required to accept Euros, so make sure you check prior to sitting down to a nice Croatian meal with a wallet full of Euros!
We highly recommend that you convert your local money in Croatia rather than at home, as the exchange rates will be much more favourable. Where possible; exchange your money in a bank or retrieve money from an ATM and try to avoid exchanging money at hotels or in a Bureau de Change as the rates are typically quite poor.
Most major towns and islands in Croatia such as Dubrovnik, Korcula, Split and Hvar will have ATMs that are linked to international networks; however, smaller towns may not have ATM facilities available. Credit cards such as Visa and MasterCard are widely recognised and are accepted in most tourist areas; however, it’s always a good idea to have a small amount of cash if you’re travelling off the beaten path.
Please note that once onboard your Sail Croatia Cruise, any extra expenses such as bar tabs, additional food and tips etc should ideally be paid for in Croatian Kuna. Some boats will accept both Kuna and Euros; however, it’s best to ensure you have Kuna, just in case.